Repeat after me, “I will never pay for rush shipping.” So start your pre-shopping now. What I mean by pre-shopping is making a list, checking it twice, finding out whose been naughty or nice. Preparing in advance allows you to avoid last minute decisions and last minute expenses. Map out birthdays, shower gifts, and all every other gift giving occasion now and be way ahead when the holidays roll around. Of course we all have have our favorite stores bookmarked. This post is for sites that cover many categories. For things you need, gifts that can…