Category: Miscellaneous

September Is National Coupon Month

Ironic, coincidence, or  just the inevitable star crossed event – September is National Coupon Month and the month The Frugal Diva was born.   How appropriate that my birthday falls in the month for celebrating savings.  Coupon usage continues to rise and as a nation we are very interested in keeping more of our hard earned paychecks.  When economists tell us to spend more they never tell us where to get the money.  For those who are not trust fund babies, lottery winners, or living off the grid, coupons and budgeting help keep us ahead of higher prices and able to…

Student Savings

Tuition is expensive enough. Make sure you are getting the following discounts. Gift Card Granny has 95 student discounts savings. According to the U.S. Census Bureau, there are more than 19-million students enrolled in higher education institutions across the country. Whether you’re gearing up for your first day on campus or are counting the days until graduation, make sure to take advantage of your status as a student while it lasts. Besides the prize of a degree or just learning something, students get to partake in many savings around town and around the Internet. Here are…

How to Install and Maintain a Home Solar Electric System

The solar industry is growing at an astounding rate – according to statistics provided by the Green Tech Media, roughly two thirds (68% in the United States) of all solar photovoltaic (PV) systems worldwide have been installed since 2011. Installing a PV solar module can be an involved process (it usually takes around 3 months to implement the system), but in general, the benefits outweigh the effort and the costs tremendously. Installing a solar electric system is a long-term investment. While it can cost as much as $10,000 to go solar in California (costs vary from state to state…

Celebrate Earth Day Everyday

The Frugal Diva thinks every day should be Earth Day. Recycle, repurpose, and replenish, it’s the best way to be thrifty. Since no one is an authority on everything,  here are my favorite resources for going green. Let’s start with one of my favorite activities, spring cleaning.  Yes, I am a bit of a neat freak and love nothing more then to take everything off my pantry shelves, clean, and reorganize. Sometimes you just  have to admit that you are truly never going to use that bottle of caraway seeds. This site has so many great…

Do’s and Dont’s for Packing and Moving

·       DO all of the packing and labeling before moving day. o  You’d be surprised how many people get stuck in the last minute rush to pack everything and move it all in one day. Make sure everything but a change of clothes is packed and ready to go. ·      DON’T forget to color code your boxes for each room. o  Most people know to label their moving boxes but unpacking is much easier for you and your movers is your boxes are color coded according to room. ·      DO find free boxes at the grocery stores and online…

Pet Insurance and Matters of the Heart

Insurance is a gambler’s game. You and the insurance company are playing the odds. You can be sure, the game is rigged in favor of the insurance companies. When it comes to health insurance, the deck is stacked against you. There is no way most people can afford to risk the possibility they will suffer a chronic illness or catastrophic accident that will be financially devastating. So health insurance is pretty much a necessity. Automobile insurance is required as is homeowner’s insurance if you have a mortgage. Life insurance is the biggest gamble of all, and…

Feed Fido Like Family with Natural Pet Food

Mommy guilt isn’t limited to children. Fido is family, too—so when you’re  choosing what your tail-wagging baby will eat, it can feel pretty awful lugging home a big bag of kibble you know isn’t the best. Sadly, healthy, organic food options, for both people and pets, bump up numbers on the grocery bill, making it more likely you’ll buy generic than GMO free. But many pet owners are shuffling budgets to make room for better-quality pet foods, with sales of organic varieties increasing in the U.S., despite the down economy. According to…