Insurance is a gambler’s game. You and the insurance company are playing the odds. You can be sure, the game is rigged in favor of the insurance companies. When it comes to health insurance, the deck is stacked against you. There is no way most people can afford to risk the possibility they will suffer a chronic illness or catastrophic accident that will be financially devastating. So health insurance is pretty much a necessity. Automobile insurance is required as is homeowner’s insurance if you have a mortgage. Life insurance is the biggest gamble of all, and…
Today we have a guest post from Jeffrey O’Brien who blogs about food and entertainment. When he is not writing about the latest and greatest, he is hiking or fishing in Howard County, Iowa. Americans have a love affair with their pets. So much so that in 2011 they were willing to drop over $50 billion on pet needs. Almost two-thirds of the spending was on basics: food and medical bills. Services for pets made up almost $4 billion of the splurging. The other third went to toys, accessories, and beds. Why not let them sleep on…