Browsing Tag: ralphs

Loyalty Programs

Use them or lose money, there is no way around the loyalty program concept.   What really matters is maximizing the benefits. Two ways to enhance your savings – when ever possible stick with one program for every category type i.e. food, office supplies, hotels, air travel and give them your email address (set up a seperate account for deals if necessary) so you receive up to the minute offers. Here are the no fee programs the Frugal Diva likes best and why. Staples – They give you $2 for every used printer cartridges and a percentage of purchases in…

Work The Loyalty Program Part 2

Kroger is a wide reaching grocery chain with different names locally. However the loyalty programs are pretty much the same.  Here in LA, the Frugal Diva shops  staples at Ralphs and tries to wring the most benefits out her loyalty card. Gift Cards – Buy them here while you shop here and you get loyalty points. Time saver and bonus rebate all in one place. Wines – Get them by the half dozen and save an extra 10%. Weekly Specials – Once you have your rewards, use them on items that are already discounted for the maximum savings. Coupons &#8211…