Kroger is a wide reaching grocery chain with different names locally. However the loyalty programs are pretty much the same. Here in LA, the Frugal Diva shops staples at Ralphs and tries to wring the most benefits out her loyalty card.
Gift Cards – Buy them here while you shop here and you get loyalty points. Time saver and bonus rebate all in one place.
Wines – Get them by the half dozen and save an extra 10%.
Weekly Specials – Once you have your rewards, use them on items that are already discounted for the maximum savings.
Coupons – Coupons that come with your rewards bonus can be used on lower prices to get even greater savings.
Let me know your favorite ways to work these cards!